Make a Payment
Financial Asset Management Systems, Inc. is a debt collection agency. This is an attempt to collect a debt, by a debt collector, and any information obtained will be used for that purpose. Calls to and from FAMS may be monitored and/or recorded.
Additional State NotificationsFAMS offers a variety of ways for you to pay your balance owed.
- Check Online using our convenient, secure web payment portal. You will need your 13 digit FAMS ID number (from the letter we sent you).
- Credit and Debit Card payments can be made online at https://www.myeddebt.com, or you can call FAMS at:
800-399-4639 (Why can't I pay using the FAMS payment portal?) Pay by Phone Our hours of operation are Monday through Friday from 8 AM to 7 PM. When leaving messages, please be sure to spell your name, leave your creditor or lender name, creditor and/or FAMS account ID numbers, and your call-back number. We return calls promptly.
800-399-4639
Voice mail available 24 hours a dayMail your payment:
Please include your name, address, social security number and FAMS ID number (if available) with your payment.- Make personal check, money order or cashiers check payable to the U.S. Department of Education
- Mail your payment to:
Address: U.S. Department of Education
P.O. Box 105028
Atlanta, GA 30348-5028