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Make a Payment

Financial Asset Management Systems, Inc. is a debt collection agency. This is an attempt to collect a debt, by a debt collector, and any information obtained will be used for that purpose. Calls to and from FAMS may be monitored and/or recorded.

Additional State Notifications

FAMS offers a variety of ways for you to pay your balance owed.

  • Check Online using our convenient, secure web payment portal. You will need your 13 digit FAMS ID number (from the letter we sent you).

  • Credit and Debit Card payments can be made online at https://www.myeddebt.com, or you can call FAMS at:
    800-399-4639 (Why can't I pay using the FAMS payment portal?)
  • Pay by Phone Our hours of operation are Monday through Friday from 8 AM to 7 PM. When leaving messages, please be sure to spell your name, leave your creditor or lender name, creditor and/or FAMS account ID numbers, and your call-back number. We return calls promptly.

    800-399-4639
    Voice mail available 24 hours a day

  • Mail your payment:

    Please include your name, address, social security number and FAMS ID number (if available) with your payment.
    1. Make personal check, money order or cashiers check payable to the U.S. Department of Education
    2. Mail your payment to:
    Address: U.S. Department of Education
    P.O. Box 105028
    Atlanta, GA 30348-5028


FAMS is BBB Accredited